MICHAEL55
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Join date : 2009-01-28
Posts : 33
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Subject: Bad credit Some Advice. Tue Mar 23, 2010 1:52 pm |
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Good Afternoon,
I have been reading through the forum and notice some good advice being given out so thought I'd try and see If I could receive some.
I currently rent a house with my partner, I work full time in the same job for the last 2 years, I have bad credit (checked with checkmyfile) due to defaults a few years ago. Because of this I struggle to get any form of credit (even a debit card!). My partner has 'fair' credit according to Equifax although is currently unemployed, will start a new job in 2 weeks.
We are looking at buying a new car although want to know the best options, the loan amount would roughly be in the region of 8000. Is my partner likely to get credit without a long job history? Should we try a joint loan to boost chances?
Thanks in advance for any advice! |
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WILLIAM21
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Join date : 2009-01-29
Posts : 36
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Subject: Re: Bad credit Some Advice. Tue Mar 23, 2010 2:10 pm |
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I thiink £8000.00 is big ask for somebody with a fair credit profile. Also most prime lenders require at least 3 years employment history. If however she has her new salary paid into her bank, she may be able to borrow a small loan from them. Alternatively you can down the sub prime finance route. I hope this helps. ___________________________ pay day loans |
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